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	<title>Ryder Law</title>
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	<link>http://ryder-law.org</link>
	<description>Estate Planning for Ventura, LA and Santa Barbara Counties -- planning for life&#039;s contingencies</description>
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		<title>Make sure your WILL is complete</title>
		<link>http://ryder-law.org/2011/01/11/make-sure-your-will-is-complete/</link>
		<comments>http://ryder-law.org/2011/01/11/make-sure-your-will-is-complete/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 01:27:13 +0000</pubDate>
		<dc:creator>Lynn Ryder</dc:creator>
				<category><![CDATA[Last Will and Testament]]></category>
		<category><![CDATA[burial]]></category>
		<category><![CDATA[casket]]></category>
		<category><![CDATA[cremains]]></category>
		<category><![CDATA[cremation]]></category>
		<category><![CDATA[disposition of remains]]></category>
		<category><![CDATA[donation of body to science]]></category>
		<category><![CDATA[donation of organs]]></category>
		<category><![CDATA[funeral]]></category>
		<category><![CDATA[grave marker]]></category>
		<category><![CDATA[open casket]]></category>
		<category><![CDATA[will]]></category>

		<guid isPermaLink="false">http://ryder-law.org/?p=701</guid>
		<description><![CDATA[A friend of mine just died in his sleep at the age of 45. No one expected him to die. He had casually told his friends that he wanted to be cremated and his ashes scattered at sea. However, his family, not there when he said that, consulted a funeral director who then embalmed the [...]]]></description>
			<content:encoded><![CDATA[<p>A friend of mine just died in his sleep at the age of 45. No one expected him to die. He had casually told his friends that he wanted to be cremated and his ashes scattered at sea. However, his family, not there when he said that, consulted a funeral director who then  embalmed the body, placed it in a fancy casket, and buried him on a hillside in a cemetery 50 miles from his home. His parents didn’t expect him to predecease them.  My friend had a Will, but it didn’t have anything in it about his funeral wishes.</p>
<p>If you don’t tell your loved ones what kind of final arrangements and commemorative ceremony you want when you die, your grief-stricken and bewildered family will be burdened with decisions they never wanted to make.  </p>
<p>It’s not an easy subject to talk about, but it’s important that you simplify the process for your friends and family.  Otherwise, at a very painful time for them, they may be forced to turn to a professional funeral planner who never met you. The resulting service may or may not be what you would have wanted.</p>
<p>You may want a requiem mass; a 10-plane flyover; Beatles music played throughout; your body donated to the local medical school or put in long-term cryogenic storage.  Whatever your wishes, write it down! Include it in your estate planning documents or as a separate document, but do think about it and do leave written instructions.</p>
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		<title>(POLST) Physician Orders for Life Sustaining Treatment</title>
		<link>http://ryder-law.org/2010/10/25/polst-physician-orders-for-life-sustaining-treatment/</link>
		<comments>http://ryder-law.org/2010/10/25/polst-physician-orders-for-life-sustaining-treatment/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 23:38:58 +0000</pubDate>
		<dc:creator>Lynn Ryder</dc:creator>
				<category><![CDATA[Health Care Directives & Durable Power of Attorney]]></category>
		<category><![CDATA[end-of-life decisions; physicians order;resucitation;terminal illness;health care directive;life-sustaining measures; DNR;die within a year]]></category>

		<guid isPermaLink="false">http://ryder-law.org/?p=682</guid>
		<description><![CDATA[When faced with terminal illness, POLST can give the patient peace of mind that his wishes for end of life care will be honored and provide comfort for his family and loved ones that the patient made his own decisions.  POLST is a form – a physician’s order- which states a patient’s preferences regarding end-of-life [...]]]></description>
			<content:encoded><![CDATA[<p>When faced with terminal illness, POLST can give the patient peace of mind that his wishes for end of life care will be honored and provide comfort for his family and loved ones that the patient made his own decisions.</p>
<p> POLST is a form – a physician’s order- which states a patient’s preferences regarding end-of-life care. The form is signed both by the patient and the physician…the intent being that the physican and patient have a conversation about goals of care and the patient’s wishes and the patient then makes medically informed choices.</p>
<p> POLST has been available to all Californians since January 1, 2009 and is found in Probate Code sections 4780-4785. The POLST form is standardized and on bright pink card stock so it is easily recognized by emergency and medical personnel.</p>
<p> An <a href="http://ryder-law.org/health-care-directive/">Advance Health Care Directive </a> appoints an agent to make health care decisions for a person in the event that he becomes incapacitated and it is recommended that all adults draft one – no matter how healthy they are at the time. On the other hand, a POLST is designed to be used only by patients who are seriously ill and face a significant chance of dying within a year.  It provides explicit instructions regarding the patients’ wishes on decisions such as cardiopulmonary resuscitation, artificial nutrition, or using ventilators. A POLST is intended to complement, not replace an Advance Health Care Directive.  However, if there is a conflict between the two documents, the more recent document will prevail.</p>
<p> For more information, see Frequently Asked Questions at  <a href="http://www.caPOLST.org" onclick="pageTracker._trackPageview('/outgoing/www.caPOLST.org?referer=');">www.caPOLST.org</a></p>
<p>If you have any questions, give me a call <strong>(805) 644-4707.</strong></p>
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		<title>You can sleep when you&#8217;re dead, but you can&#8217;t write your will</title>
		<link>http://ryder-law.org/2010/06/02/you-can-sleep-when-youre-dead-but-you-cant-write-your-will/</link>
		<comments>http://ryder-law.org/2010/06/02/you-can-sleep-when-youre-dead-but-you-cant-write-your-will/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 01:46:50 +0000</pubDate>
		<dc:creator>Lynn Ryder</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Last Will and Testament]]></category>
		<category><![CDATA[Trusts & Probate]]></category>
		<category><![CDATA[california attorney]]></category>
		<category><![CDATA[deceased's intentions]]></category>
		<category><![CDATA[elder care attorney]]></category>
		<category><![CDATA[intestacy]]></category>
		<category><![CDATA[last will and testament]]></category>
		<category><![CDATA[Lynn Ryder]]></category>
		<category><![CDATA[probate]]></category>
		<category><![CDATA[trusts]]></category>

		<guid isPermaLink="false">http://ryder-law.org/?p=623</guid>
		<description><![CDATA[More than one friend of mine in college loved the line: &#8220;You can sleep when you&#8217;re dead.&#8221; My friends were pretty cavalier about the prospect of the end of life. That&#8217;s the way we were at 20. But now my friends have realized that the party may end one day. That&#8217;s still out in the [...]]]></description>
			<content:encoded><![CDATA[<p>More than one friend of mine in college loved the line: &#8220;You can sleep when you&#8217;re dead.&#8221; My friends were pretty cavalier about the prospect of the end of life. That&#8217;s the way we were at 20. But now my friends have realized that the party may end one day. That&#8217;s still out in the future for all of us, but obviously may be a lot closer for our parents.</p>
<p>At 20 we didn&#8217;t think about having a will. Now we all need to have one. It&#8217;s the way we tell our loved ones how we want our property divided. Many people think that if they are married and die without a will,  everything automatically goes to the spouse. However, it depends on factors such as how the property is &#8220;classified&#8221; (community and/or separate property) and whether or not there are children in line to inherit. Without  a will  the intestacy provision of the California Probate Code  kicks in, and the results may not be as intended.</p>
<p>Here&#8217;s an example: Let&#8217;s say you have a sister. Your dad and stepmother live in the house you were born in, and it&#8217;s appreciated and is now worth almost $600,000. The house is in your dad&#8217;s name only.  Your dad dies having said that he wants his wife to have the house free and clear, but he didn&#8217;t put that in a will. So, what happens to the house?</p>
<p>When  Dad remarried, if he and  Stepmom had  taken title to the family homestead as  joint tenants with right of survivorship, the house would have automatically passed to Stepmom on Dad&#8217;s death.   However, since Dad was the sole owner , the house, as separate property, would be passed through the law of intestacy.  As such, his wife would receive 1/3 of the house and you and your sister would split the other 2/3.</p>
<p>A very simple will can ensure that your family inherits according to your plan instead of the state&#8217;s.</p>
<p>If your parents don&#8217;t have wills, encourage them to call me. I&#8217;d be glad to sit with them and discuss their options. Call me at 805.644.4707.</p>
<p>PS If you need a will, you know who to call.</p>
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		<title>Senior citizens among first beneficiaries of new healthcare law</title>
		<link>http://ryder-law.org/2010/06/02/senior-citizens-among-first-beneficiaries-of-new-healthcare-law/</link>
		<comments>http://ryder-law.org/2010/06/02/senior-citizens-among-first-beneficiaries-of-new-healthcare-law/#comments</comments>
		<pubDate>Wed, 02 Jun 2010 21:02:15 +0000</pubDate>
		<dc:creator>Lynn Ryder</dc:creator>
				<category><![CDATA[Social Security]]></category>
		<category><![CDATA[doughnut-hole]]></category>
		<category><![CDATA[Part D]]></category>

		<guid isPermaLink="false">http://ryder-law.org/?p=648</guid>
		<description><![CDATA[Seniors who fell in the Medicare Part D drug coverage gap &#8211; the so-called doughnut hole &#8211; will begin receiving $250 rebate checks in about two weeks. Read the full story in the LA TIMES online]]></description>
			<content:encoded><![CDATA[<p>Seniors who fell in the Medicare Part D drug coverage gap &#8211; the so-called doughnut hole &#8211; will begin receiving $250 rebate checks in about two weeks.</p>
<p>Read the full story in the <a href="http://articles.latimes.com/2010/may/27/nation/la-na-medicare-checks-20100528" onclick="pageTracker._trackPageview('/outgoing/articles.latimes.com/2010/may/27/nation/la-na-medicare-checks-20100528?referer=');">LA TIMES online</a></p>
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		<title>New Office: 5700 Ralston Street Suite 202, Ventura CA 93003</title>
		<link>http://ryder-law.org/2010/05/09/new-office-5700-ralston-street-suite-202-ventura-ca-93003/</link>
		<comments>http://ryder-law.org/2010/05/09/new-office-5700-ralston-street-suite-202-ventura-ca-93003/#comments</comments>
		<pubDate>Mon, 10 May 2010 02:21:11 +0000</pubDate>
		<dc:creator>Lynn Ryder</dc:creator>
				<category><![CDATA[Preventative Law]]></category>
		<category><![CDATA[address]]></category>
		<category><![CDATA[advanced health care directives]]></category>
		<category><![CDATA[Attorney]]></category>
		<category><![CDATA[avoiding probate]]></category>
		<category><![CDATA[california attorney]]></category>
		<category><![CDATA[durable power of attorney]]></category>
		<category><![CDATA[elder care attorney]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[last will and testament]]></category>
		<category><![CDATA[Lynn Ryder]]></category>
		<category><![CDATA[trusts]]></category>

		<guid isPermaLink="false">http://ryder-law.org/?p=600</guid>
		<description><![CDATA[It&#8217;s been a very busy weekend, but with the help of our friends Rob and Michelle Walton, we packed up, moved, unpacked, assembled new furniture and got my new office (mostly) set up. Oh, I don&#8217;t have all the pictures in their final spots or even have all of the files unpacked, but it&#8217;s beginning [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s been a very busy weekend, but with the help of our friends Rob and Michelle Walton, we packed up, moved, unpacked, assembled new furniture and got my new office (mostly) set up. Oh, I don&#8217;t have all the pictures in their final spots or even have all of the files unpacked, but it&#8217;s beginning to feel like home.</p>
<p>I&#8217;m particularly happy to be setting up in concert with three other attorneys who specialize in related fields. Though this is not a law firm in any sense, we will be able to provide counsel in a number of areas.</p>
<p>My work is largely &#8220;preventative medicine,&#8221; helping folks make plans for contingencies that are more probable in our years of  advancing maturity. Come to me with questions about <a title="Elder-care law" href="http://ryder-law.org/about/">Elder Care</a>, <a title="Wills" href="http://ryder-law.org/last-will-and-testament/">Wills</a> (your own or your parents), <a title="Power of Attorney" href="http://ryder-law.org/durable-power-of-attorney/">Powers of Attorney</a>, <a title="estate planning" href="http://ryder-law.org/estate-planning/">Estate Planning</a>, <a title="Avoiding Probate" href="http://ryder-law.org/revocable-living-trust/">Avoiding Probate </a>and similar issues. If you&#8217;re unsure about whom to contact about any personal legal issue. You can come to me and I&#8217;ll help you find an expert to help you deal with your concerns.</p>
<p>The other lawyers in the suite are</p>
<p><strong>Deborah E. Jurgensen</strong>, who is a general practitioner with an emphasis in Family Law. Ms. Jurgensen is especially adept at handling matters relating to Juveniles and Special Education. For more information about her areas of expertise, see <a href="a href=">www.jurgensenlaw.com</a></p>
<p><strong>Victoria Helton</strong> specializes in <em>Consumer Bankruptcy</em> and<strong> Michael Sudman</strong> specializes in Family Law<em>.</em></p>
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		<title>Caring for seniors &#8211; tax</title>
		<link>http://ryder-law.org/2010/03/14/caring-for-seniors-tax/</link>
		<comments>http://ryder-law.org/2010/03/14/caring-for-seniors-tax/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 01:15:56 +0000</pubDate>
		<dc:creator>Lynn Ryder</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[california attorney]]></category>
		<category><![CDATA[elder care attorney]]></category>
		<category><![CDATA[Lynn Ryder]]></category>

		<guid isPermaLink="false">http://ryder-law.org/?p=248</guid>
		<description><![CDATA[I recently read a column in the  Ventura County Star that is worth passing on.  For questions about tax issues, your accountant or CPA would be a good resource.]]></description>
			<content:encoded><![CDATA[<p>I recently read a column in the <a title="Tax Breaks " href="http://www.vcstar.com/news/2010/mar/13/tax-breaks-available-for-aiding-older-relatives/" target="_self" onclick="pageTracker._trackPageview('/outgoing/www.vcstar.com/news/2010/mar/13/tax-breaks-available-for-aiding-older-relatives/?referer=');"> Ventura County Star</a> that is worth passing on.  For questions about tax issues, your accountant or CPA would be a good resource.</p>
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		<title>Coming soon &#8211; spotlight on senior benefits</title>
		<link>http://ryder-law.org/2010/02/24/hello-world/</link>
		<comments>http://ryder-law.org/2010/02/24/hello-world/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 07:07:04 +0000</pubDate>
		<dc:creator>Lynn Ryder</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http:/?p=1</guid>
		<description><![CDATA[We&#8217;re gathering news about senior&#8217;s benefits and how they&#8217;re changing. You&#8217;ll soon find info here that will tell you what&#8217;s in the offing from State and Federal lawmakers. In the meantime, please drop us a line and give us your contact information. When we publish, we&#8217;ll send you an e-mail that will give you a [...]]]></description>
			<content:encoded><![CDATA[<p>We&#8217;re gathering news about senior&#8217;s benefits and how they&#8217;re changing. You&#8217;ll soon find info here that will tell you what&#8217;s in the offing from State and Federal lawmakers. </p>
<p>In the meantime, please <a href="http://ryder-law.org/contact/e-mail">drop us a lin</a>e and give us your contact information. When we publish, we&#8217;ll send you an e-mail that will give you a link back to the most important news.</p>
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